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Up Close and Personal
Simulation Gives Professionals a New View of Bankruptcy

Participants in the debt simulation in Memphis line up to conduct business at the “bank.” (Photos by Lyn Haralson)

By Ellen Eubank
Community Affairs Manager

Life went from bad to worse Feb. 6 when about 70 people came to the Memphis Central Library to participate in a serious game of finances. They were all there to find out one thing: Could they avoid bankruptcy?

The stakes were high, but the participants knew what they were about to do was only a game, a simulation—a program developed by the University of Tennessee Agricultural Extension Service.

The Debt Education Bankruptcy Training Simulation (DEBTS) teaches personnel from organizations and institutions whose clients are...FULL STORY