Federal Advisory
Council Member

David W. Kemper
CHAIRMAN AND CEO
COMMERCE BANCSHARES INC.
ST. LOUIS, MISSOURI

Bank Officers

ST. LOUIS OFFICE

William Poole
PRESIDENT AND CHIEF EXECUTIVE OFFICER

W. LeGrande Rives
FIRST VICE PRESIDENT AND CHIEF OPERATING OFFICER

Karl W. Ashman
SENIOR VICE PRESIDENT

Henry Bourgaux
SENIOR VICE PRESIDENT

Mary H. Karr
SENIOR VICE PRESIDENT, GENERAL COUNSEL AND SECRETARY

Robert H. Rasche
SENIOR VICE PRESIDENT AND DIRECTOR OF RESEARCH

Michael D. Renfro
SENIOR VICE PRESIDENT AND GENERAL AUDITOR

David A. Sapenaro
SENIOR VICE PRESIDENT

Julie L. Stackhouse
SENIOR VICE PRESIDENT

Richard G. Anderson
VICE PRESIDENT

John P. Baumgartner
VICE PRESIDENT

John W. Block Jr.
Vice President

Timothy A. Bosch
Vice President

Timothy C. Brown
VICE PRESIDENT

James B. Bullard
VICE PRESIDENT

Ronald L. Byrne
VICE PRESIDENT

Marilyn K. Corona
VICE PRESIDENT

Cletus C. Coughlin
VICE PRESIDENT

Judith A. Courtney
VICE PRESIDENT

William T. Gavin
VICE PRESIDENT

R. Alton Gilbert
VICE PRESIDENT

Vicki L. Kosydor
VICE PRESIDENT

Jean M. Lovati
VICE PRESIDENT

Patricia A. Marshall
VICE PRESIDENT, DEPUTY GENERAL COUNCIL

Michael J. Mueller
VICE PRESIDENT

Kim D. Nelson
VICE PRESIDENT

Kathleen O’Neill Paese
VICE PRESIDENT

Todd J. Purdy
VICE PRESIDENT

Steven N. Silvey
VICE PRESIDENT

Randall C. Sumner
VICE PRESIDENT

Daniel L. Thornton
VICE PRESIDENT

Carl K. Anderson
ASSISTANT VICE PRESIDENT

Barkley Bailey
ASSISTANT VICE PRESIDENT

Dennis W. Blase
ASSISTANT VICE PRESIDENT

Daniel P. Brennan
ASSISTANT VICE PRESIDENT

Susan K. Curry
ASSISTANT VICE PRESIDENT

Hillary B. Debenport
ASSISTANT VICE PRESIDENT

Michael W. DeClue
ASSISTANT VICE PRESIDENT

Kathy A. Freeman
ASSISTANT VICE PRESIDENT

Susan F. Gerker
ASSISTANT VICE PRESIDENT

Elizabeth A. Hayes
ASSISTANT VICE PRESIDENT

Paul M. Helmich
ASSISTANT VICE PRESIDENT

Edward A. Hopkins
ASSISTANT VICE PRESIDENT

Gary J. Juelich
ASSISTANT VICE PRESIDENT

Visweswara R. Kaza
ASSISTANT VICE PRESIDENT

Raymond McIntyre
ASSISTANT VICE PRESIDENT

John M. Mitchell
ASSISTANT VICE PRESIDENT

John W. Mitchell
ASSISTANT VICE PRESIDENT

Kathy A. Schildknecht
ASSISTANT VICE PRESIDENT

Philip G. Schlueter
ASSISTANT VICE PRESIDENT

Frances E. Sibley
ASSISTANT VICE PRESIDENT

Harriet Siering
ASSISTANT VICE PRESIDENT

Harold E. Slingerland
ASSISTANT VICE PRESIDENT

Diane A. Smith
ASSISTANT VICE PRESIDENT

Leisa J. Spalding
Assistant Vice President and Assistant General Auditor

James E. Stephens
ASSISTANT VICE PRESIDENT

David C. Wheelock
ASSISTANT VICE PRESIDENT

Sharon N. Williamson
ASSISTANT VICE PRESIDENT

Diane B. Camerlo
ASSISTANT VICE PRESIDENT

Michael J. Dueker
RESEARCH OFFICER

Joseph C. Elstner
PUBLIC AFFAIRS OFFICER

William M. Francis Jr.
DIRECTOR OF PROTECTION

James L. Huang
OPERATIONS OFFICER

Joel H. James
BANK RELATIONS OFFICER

Christopher J. Neely
RESEARCH OFFICER

Edward M. Nelson
RESEARCH OFFICER

Patricia S. Pollard
RESEARCH OFFICER

James A. Price
SUPPORT SERVICES OFFICER

Kathy R. Reckert
OPERATIONS OFFICER

Mark D. Vaughan
SUPERVISORY OFFICER

Howard J. Wall
RESEARCH OFFICER

Glenda J. Wilson
COMMUNITY AFFAIRS OFFICER

LITTLE ROCK OFFICE

Robert A. Hopkins
VICE PRESIDENT AND BRANCH MANAGER

William D. Little
ASSISTANT VICE PRESIDENT

LOUISVILLE OFFICE

Thomas A. Boone
VICE PRESIDENT AND BRANCH MANAGER

V. Gerard Mattingly
ASSISTANT VICE PRESIDENT

MEMPHIS OFFICE

Martha Perine Beard
VICE PRESIDENT AND BRANCH MANAGER

J. Allen Brown
ASSISTANT VICE PRESIDENT

Matthew W. Torbett
ASSISTANT VICE PRESIDENT