Foreclosure Resource Center

HUD Resources

• Lender Resources
• Servicing Guidance

Dynamic Maps of Nonprime Mortgage Conditions in the United States

The Federal Reserve System has created a set of dynamic maps and data that illustrate subprime and alt-A mortgage loan conditions across the United States. The maps, maintained by the New York Fed, display regional variation in the condition of securitized, owner-occupied subprime and alt-A mortgage loans. 

St. Louis Fed Articles and Research

Central Banker
A quarterly overview of Fed policies, initiatives and news affecting financial institutions in the Eighth District.

• The Past, Present and Future of the U.S. Mortgage Market
• Subprime Crisis: Is There a Way Out? 
• Changes Proposed to Reg Z (Truth in Lending)

The Regional Economist
A quarterly publication that addresses national and regional economic issues and their impact on the Eighth District.

• The Federal Reserve Seeks To Protect Consumers
• Bailing Out the Markets Is Not a Goal of Fed Policy
• Nonprime Mortgage Woes:  How We Got There, Where To Go Next 

Review
A scholarly journal of articles about national and international economic developments—particularly their monetary aspects.

• The Federal Response to Home Mortgage Distress: Lessons from the Great Depression
• A Primer on the Mortgage Market and Mortgage Finance
• The Varying Effects of Predatory Lending Laws on High-Cost Mortgage Applications

Bridges
A quarterly review of regional community development issues, projects and regulatory changes for lenders and community groups.

• Reverse Mortgages—the Next Hot Spot?
• Foreclosures—Let's Talk about the Solution: Counseling at All Levels Works
• Foreclosures—Let's Talk about the Solution: Neighborhood Action Matters

Working Papers
Understanding the Subprime Mortgage Crisis (Supervisory Policy Analysis Working Paper, May 2007)

Board of Governors: Banking & Consumer Regulatory Policy

5/22/2008 Federal financial regulators issue final illustrations of consumer information for hybrid adjustable-rate mortgage products

4/1/2008 New Maps and Data Could Help Identify Foreclosure Hot Spots

Board of Governors: Speeches and Testimony

5/22/2008 Gov. Randall Kroszner: "Prospects for Recovery and Repair of Mortgage Markets"

5/7/2008 Gov. Randall Kroszner: Mitigating the Impact of Foreclosures on Neighborhoods

5/5/2008 Chairman Ben Bernanke: "Mortgage Delinquencies and Foreclosure"

More

Other Fed Resources

Federal Reserve Bank of Boston Foreclosure Pages and Research

Federal Reserve Bank of San Francisco Foreclosure Mitigation Center